"Independent specialist advice for those people with benefits left in company pension schemes"

A pension is possibly the most complicated financial product that you will ever hold; but the chances are that you played no part in choosing the product and don't fully understand the benefits.

Our parents had a "job for life" and their pension questions were answered when they received their benefits.

Sadly the "job for life" is a thing of the past, so you should be asking your pension questions when you leave your employer, not at retirement. The majority of these questions can be answered through an analysis of your benefits by O&M.

As already mentioned, pensions are complicated, so most financial advisers refer this specialist advice to a specialist adviser. After all, you would not expect your GP to advise on a heart condition!

O&M Financial Services Ltd are specialist advisers. We only deal with pension analysis and other financial advisers refer the vast majority of our work to us.

This Website describes our services in more detail, but if you would like to find out more, please contact us.